I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. “This Stock Could Be Like Buying Amazon in 1997” I think these FTSE 100 dividend stocks offer a LOT of value right now While the FTSE 100 is at a relatively high level right now and not that far off its all-time high, there is still plenty of value to be found within the blue-chip index. As always, there are stocks that are out of favour. Here’s a look at two FTSE 100 dividend stocks I believe offer a lot of value at present. WPPThe first value opportunity I want to highlight is WPP (LSE: WPP), which is one of the largest advertising companies in the world and supports nearly three-quarters of the Fortune 500. It currently trades on a forward-looking P/E ratio of 10.7 (versus the FTSE 100 median of 15.6) and sports a prospective dividend yield of an attractive 6%.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Now, I won’t deny that WPP has experienced challenges over the last three years. Revenue and profits have declined as the company has faced structural changes in the advertising market. However, the FTSE 100 firm has recognised that it needs to evolve and has undergone quite a significant transformation. I like its new strategy – not only has it sold off non-core assets to become a more streamlined outfit, but it has also increased its focus on technology and data, which should help it win more business in an increasingly digital world.Recent results suggest the transformation is working. For example, in October, the group showed a return to revenue growth and also advised that it recently landed a number of new clients, including eBay and Mondelez. WPP’s share price has shown signs of a recovery too – it has rebounded nearly 20% over the last year. Yet I think this could be just the beginning of the turnaround story. Analysts at JP Morgan recently raised their target price to 1,150p from 1,100p – 14% higher than the current share price.AvivaAnother FTSE 100 company that I believe offers a lot of value at present is financial services group Aviva (LSE: AV). Its forward-looking P/E ratio is just 7.1 and its prospective dividend yield is a high 7.9%.Like WPP, Aviva recognised recently that it needed to evolve in order to remain competitive. Major investors were concerned that the firm lacked direction and a robust strategy. As a result, it has now simplified its business into five main operating divisions (investments, savings, and retirement; UK life; Europe life; Asia life, and general insurance) and set out ambitious targets for the next three years.In addition, Aviva is now focusing on excelling at the fundamentals (insurance underwriting and claims, investment performance) and improving the customer experience, while investing for the future in an effort to transform the company into a simpler, stronger and better business. “I am committed to running Aviva better,” said CEO Maurice Tulloch late last year.Naturally, it could take some time for Aviva’s new strategy to generate results. However, with a near-8% yield on offer, you’ll get paid handsomely to wait. If you like value stocks, I think Aviva shares are certainly worth a closer look right now. See all posts by Edward Sheldon, CFA Edward Sheldon owns shares in WPP and Aviva. The Motley Fool UK has recommended eBay and recommends the following options: long January 2021 $18 calls on eBay. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Edward Sheldon, CFA | Thursday, 23rd January, 2020 | More on: AV WPP
Enter Your Email Address Image source: Getty Images. Karl Loomes | Monday, 17th February, 2020 | More on: CNA “This Stock Could Be Like Buying Amazon in 1997” Last week Centrica (LSE: CNA), owner of British Gas, posted a massive £1.1bn loss for the year. Subsequently, its share price dropped about 17%, leaving it down about 50% compared to the same time last year.This kind of low price makes me wonder if the company is truly worth this little, or if some bad headline numbers have simply seen the stock oversold. As always, the devil is in the detail.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Government influenceCentrica said (though it was far from the main cause of its woes) that its numbers were “heavily impacted” by a cap on energy prices introduced by the government last year that affected about 11 million homes. For me, this was a red flag.I have long had an aversion to investing in firms that see too much government interference. Please note here, I don’t mean fair government regulation, I mean industries and firms where politicians attempt to curry favour with voters by interfering with a market or firm for non-financial reasons. In my experience, politics and finance just don’t mix.What makes good politics doesn’t necessarily make for good economic policy, and nor does good economic or business policy make for good political capital. From the point of view of an investor who simply wants to see good returns on their money, these sectors are simply best avoided.The impact of a government cap (a political rather than economic move) on prices is the exact kind of influence that would make me avoid a stock forever.Low prices and nuclear problemsMoving away from these political concerns however, much of Centrica’s loss came down to lower commodity prices (from which almost all energy firms are suffering), as well as a number of one-off charges. Most notable of these was a £476m write-down in the value of its oil and gas production assets and a £372m impairment of its 20% stake in the UK’s eight operational nuclear power stations.Last year saw outages at two of these nuclear stations hitting the UK and spooking investors, as well as the general public, about the health and robustness of our electricity supply.This month’s numbers come as an additional hit for Centrica as its turnaround had seemed to be making some headway – its share price generally recovering a little ground since about October. This latest news has come close to wiping out those gains.Centrica is attempting to sell a number of its assets and said last week that it still intends to sell its 69% stake in Spirit Energy this year. The company did say however, that its efforts to sell its 20% nuclear stake couldn’t be guaranteed to succeed in 2020 due to complications coming from its French partner EDF, which is also trying to sell down part of its holding.Personally, write-downs rarely worry me, as by their nature they are usually one-off. Likewise, some of Centrica’s problems with commodity prices and sale complications are not necessarily a major concern for a long-term investor.However, the relatively large number of these problems, combined with the political nature of its industry, makes the uncertainty around Centrica too much for me to ignore. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Karl has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Is the Centrica share price now a bargain? Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Karl Loomes Our 6 ‘Best Buys Now’ Shares
Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter. Top 14 action, with La Rochelle facing Agen (Getty Images) Games will be shown on a mix of their channels, on Premier Sports 1 and 2 as well as the free-to-air sister channel FreeSports, which has this season’s play-off series, semi-finals and the final on 25 June. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS “Premier Sports is absolutely delighted to bring even more world-class live rugby to its channels for sports fans by securing rights to Europe’s renowned Top 14 competition,” said chief executive of Premier Sports, Richard Sweeney.“TOP 14 is home to many of the world’s greatest rugby players and is supported by 14 of France’s most successful clubs with strong identities and passionate fans. The competition has a great heritage, brings intensity and drama in every round and has a respected track record of attracting interest from rugby fans around the world.“Rugby continues to be a big priority for Premier Sports and we are committed to bring our customers the very best rugby action featuring the world rugby’s brightest stars every week live.”Will you be tuning in to the Top 14 over the next two seasons? Let us know on our social channels or via [email protected] British and Irish fans can now watch Top 14For those keen to see the Top 14 in the UK and Ireland, there has been a big hole in their viewing schedule for some time. But today broadcaster Premier Sports announced they had picked up the rights for the French league.The subscription service will air live matches from France’s top flight for the next two years, as well as showing the showpiece final of this season’s competition. Their coverage starts this weekend, with four matches shown across the weekend – there will also be a highlights show broadcast on Monday evening. Coverage via Premier Sports begins this weekend.
Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Youth Minister Lorton, VA New Berrigan Book With Episcopal Roots Cascade Books Submit an Event Listing Posted Jun 27, 2017 In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 [Anglican Communion News Service] The Episcopal Synod of the Scottish Episcopal Church has elected as primus the Rt. Rev. Mark Strange, bishop of Moray, Ross and Caithness. Strange, 56, is the youngest member of the College of Bishops and was consecrated in his current diocese in 2007. He succeeds the Most Rev. David Chillingworth, who stepped down this month after eight years in the post.Full article. Rector Bath, NC Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Rector for Family Ministries Anchorage, AK The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group New primus elected for Scottish Episcopal Church An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Press Release Service Canon for Family Ministry Jackson, MS The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Tags Rector Washington, DC Bishop Diocesan Springfield, IL Rector/Priest in Charge (PT) Lisbon, ME Associate Rector Columbus, GA Assistant/Associate Rector Morristown, NJ Assistant/Associate Priest Scottsdale, AZ Featured Jobs & Calls Priest Associate or Director of Adult Ministries Greenville, SC Cathedral Dean Boise, ID Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Director of Music Morristown, NJ Rector Smithfield, NC Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Knoxville, TN Assistant/Associate Rector Washington, DC Anglican Communion Rector Tampa, FL Submit a Job Listing Rector Albany, NY Rector Collierville, TN Featured Events Curate (Associate & Priest-in-Charge) Traverse City, MI This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Hopkinsville, KY Associate Priest for Pastoral Care New York, NY Submit a Press Release Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Family Ministry Coordinator Baton Rouge, LA Director of Administration & Finance Atlanta, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Martinsville, VA Priest-in-Charge Lebanon, OH Rector Shreveport, LA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector and Chaplain Eugene, OR Rector Belleville, IL Rector Pittsburgh, PA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Missioner for Disaster Resilience Sacramento, CA Course Director Jerusalem, Israel Rector (FT or PT) Indian River, MI Curate Diocese of Nebraska
ArchDaily Area: 230 m² Year Completion year of this architecture project Photographs Vietnam Architects: MM++ architects Area Area of this architecture project CopyAbout this officeMM++ architectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHo Chi Minh CityVietnamPublished on April 10, 2019Cite: “Pattern House / MM++ architects” 10 Apr 2019. ArchDaily. Accessed 11 Jun 2021.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Children’s Society is raising funds by encouraging supporters to donate unwanted mobile ‘phones.The Children’s Society is raising funds by encouraging supporters to donate unwanted mobile ‘phones. These are then recycled by West One Technology which donates £5 for each mobile, or £3 if they do not include a charger. Visit UK Fundraising’s directory of fundraising through recycling providers. Advertisement 9 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Children’s Society raises funds with recycled mobiles Howard Lake | 7 June 2001 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
85 total views, 1 views today Melanie May | 13 April 2017 | News Tagged with: Institute of Fundraising research Research / statistics Research improves fundraising effectiveness says IoF report AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis22 86 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis22 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. The vast majority of fundraisers believe that research helps them to be more effective, a report for the IoF has found.The Institute of Fundraising’s Good Asking report looks at why charities research and process supporter information, and reveals that 90% of fundraisers believe that conducting research enables fundraisers to better communicate and tailor their work to the interests and priorities of donors. 88% also believe that conducting research reduces the levels of unwanted or irrelevant mail sent to people who do not have the capacity to give at a particular level or do not have a connection to the cause.Almost all of the charities surveyed have undertaken or commissioned prospect research (94.5%) while a similarly high number have undertaken or commissioned wealth screening (88%).Almost all respondents also agree that:Conducting research enables their charity to raise funds from individuals (92%)Research allows them to raise funds in a cost-effective way (90%)Research enables communications to be tailored to suit the interests and needs of individual supporters (90%),Being able to tailor communications enhances the experience that is offered to donors (90%).The report was conducted for the IoF by Dr Beth Breeze from the University of Kent, and surveyed more than 300 fundraisers to understand why they process and research information about their supporters, and what the benefits are for donors, charities and the wider public.A representative survey of the UK population also found that 60% of those who prefer charities to tailor the communications they send them, think that charities should be able to use information that is publicly available, for example doing Google searches or drawing on newspaper articles, to tailor their approach to their supporters.The report also shows that two-thirds of major donors believe that a ‘more professional approach’ by fundraisers has been a key factor in the development of philanthropy in the UK.The survey was conducted online in February this year, with the results based on 347 responses, the majority of which came from fundraisers working or volunteering for major or large charities with annual income over £1 million.Beth Breeze, director of the Centre for Philanthropy at the University of Kent, and author of the report, said:“It is crystal clear that research has played a key role in successful and ethical fundraising for decades, and it is equally clear that preventing fundraisers from using publicly available information will hurt charitable beneficiaries the most.“This report shows how research also benefits donors who want – and expect – to be treated respectfully as individuals and offered meaningful participation and involvement in the causes they so generously support.” Advertisement
First Heatwave Expected Next Week Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe More Cool Stuff Juli Crockett. Photo credit Juli CrockettThe Pasadena Doo Dah Parade has selected renaissance woman, Juli Crockett, to lead this year’s 38th Occasional Parade. Consider the fact she’s a singer, songwriter, playwright, theater director, undefeated professional boxer and amateur champion, and leader of an alt-country/Americana genre-defying band and you’ll get the picture. Don’t forget to add Doctor of Philosophy in Media and Communications to her resume. Doo Dah organizers say “Juli is a fierce and brilliant artist who embodies the spirit of our event!”Before turning pro, Juli was a Blue and Gold National boxing champion. Writer Jerry Boyd (aka F.X. Toole) became convinced she was the real-life incarnation of Maggie Fitzgerald, the character he turned into a “Million Dollar Baby,” which in turn swept four Academy Awards under the film direction of Clint Eastwood.As a playwright/director, Crockett is best known for her adaptations of classic works of literature and philosophy. Her work has been presented on multiple stages across the country, including the REDCAT in Los Angeles. She has also directed her own production at the Edinburgh Fringe Festival, one of the most prestigious art festivals in the world.Her music career centers on writing songs and performing with The Evangenitals, who have produced four albums and frequently tour the U.S. This month, Juli performed in Pasadena with folk music legend Jim Kweskin, who has shared stages with Bob Dylan, Janis Joplin and the Doors, among other iconic figures. True to her eclectic spirit, Juli will be directing and performing in Some Cars at the MorYork space in the NELA arts district this coming Thursday through Sunday.Juli Crockett joins Doo Dah’s recently crowned Queen Veronika MeowMeowz at the 38th Pasadena Doo Dah Parade on Sunday, November 22nd, stepping off at 11:00 a.m. in East Pasadena. Known as the twisted sister of the conventional Rose Parade, the Occasional Pasadena Doo Dah Parade began as a grassroots event in 1978 to gain national attention for its eccentric and, often, irreverent satire. The parade which has spawned numerous off-beat replicants across the country and was named by Readers Digest as “America’s Best Parade,” and was recently featured in the book 50 Places You Must Visit Before You Die. To recount the fascinating and confusing history of Pasadena Doo Dah Parade since 1978, please visit Pasadena Doo Dah’s website’s Archives page.The 38th Occasional Pasadena Doo Dah Parade will be held on Sunday, November 22nd, stepping off at 11:00 a.m. at Colorado Boulevard (between Altadena and San Gabriel Boulevards) in East Pasadena. Always free-of-charge! Call the Public Info Line at (626) 590-7596 for more information.Plenty of street parking is available ~ Parade route is also just west of the Sierra Madre Villa Gold Line Station (at Colorado Blvd. and Sierra Madre Villa). City busses go directly to the area. Call Lyft or a cab.Come early! Bring a lawn chair! Visit the local eateries, popular food trucks along the parade route, and buy a new Doo Dah t-shirt. Stick around for the after parties all within close walking distance.Entry Forms and further information to be found on the website:www.pasadenadoodahparade.infowww.facebook.com/PasadenaDooDahParade EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Community News Business News People Grand Marshal For Pasadena Doo Dah Announced Doo Dah Parade Dubs Playwright/Director, Musician and “Million Dollar Baby” as its Grand Marshal From STAFF REPORTS Published on Tuesday, October 27, 2015 | 11:20 am Community News HerbeautyPretty Or Not: 5 Things You Didn’t Know About BeautyHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyAmazing Sparks Of On-Screen Chemistry From The 90-sHerbeautyHerbeautyHerbeautyNutritional Strategies To Ease AnxietyHerbeautyHerbeauty Top of the News Make a comment Your email address will not be published. Required fields are marked * Name (required) Mail (required) (not be published) Website 4 recommended0 commentsShareShareTweetSharePin it Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
WhatsApp Twitter Pinterest Westlake Financial Identifies Significant Portion of All Income Misrepresentation with IncomePass™ by Point Predictive Facebook By Digital AIM Web Support – February 9, 2021 WhatsApp Twitter Pinterest Facebook SAN DIEGO–(BUSINESS WIRE)–Feb 9, 2021– Point Predictive, the AI company that increases trust in lending, announced today that Westlake Financial, one of the nation’s largest auto lenders, adopted IncomePass™ to create a more streamlined lending experience for its dealers and borrowers that substantially reduces fraud and early payment default exposure. IncomePass identifies income misrepresentation on loan applications using advanced data science, allowing lenders to save review resources by focusing extra diligence on riskier auto loan applications. IncomePass was developed using Point Predictive’s patented Ai+Ni™ scoring approach, which was shown to reliably clear Westlake applicants’ stated incomes during extensive historical testing. Ultimately, Westlake Financial moved forward with Point Predictive because tests proved that it was possible to better detect income misrepresentation while subjecting a smaller pool of higher risk loan applications to additional documentation and verification requirements. IncomePass provides a real-time assessment of an applicant’s stated income, which allows lenders to limit costly and time-consuming stipulations from low-risk borrowers. IncomePass consists of a risk score and a detailed report with dozens of associated risk factors that can be integrated with origination systems or delivered to review specialists. The product was launched in 2020 and draws upon the highly regarded Point Predictive fraud data consortium. “Westlake Financial is committed to delivering the smoothest borrower experience possible while simultaneously managing our loan portfolio’s risk to the lowest levels possible,” said Ian Anderson, Group President at Westlake Financial. He added, “We’re excited to take advantage of this unique consortium approach and an innovative application of data science. IncomePass is a win-win; we more easily manage risk and provide access to credit for borrowers who get funded faster.” Tim Grace, CEO of Point Predictive, thanked Westlake Financial for their participation in the consortium approach. “Innovation-minded consumer finance organizations like Westlake Financial are natural fits for Point Predictive solutions because they know that a collaborative approach, coupled with advanced data science, is the best way to stop fraud,” he said. “IncomePass addresses income misrepresentation, the most prevalent U.S. auto loan risk that is present on about 30% of all early payment defaults,” he added. “We encourage lenders to do a head-to-head comparison between IncomePass and their current income verification strategies, then measure which products successfully identify inflated incomes,” said Frank McKenna, Co-Founder and Chief Risk Officer at Point Predictive. “Many lenders are surprised to discover that requesting paystubs on 100% of their applicants isn’t stopping fraud as effectively as they thought. Furthermore, solutions like The Work Number™ could leave lenders without income verification on 70% of their application volume,” he added. Only a portion of the employed population works for organizations that share their employees’ information with traditional data solution providers. Traditional data vendors, therefore, cannot meet match rate expectations that justify their cost in the fight against fraud. Point Predictive, by contrast, makes real-time income predictions on every single application based on more than 94 million previous loans plus reported income data from the Internal Revenue Service, US Census, and confirmed prior fraud and default databases. IncomePass is available today to all financial services provider that need to verify stated income on applications. Please contact [email protected] for more information. About Point Predictive Inc. Point Predictive Inc. is a leading provider of machine leaning AI solutions to banks, lenders and finance companies. It solves the billion-dollar risk problems of auto lending, mortgage lending and retail with the latest technology platforms, smarter science and business experience by leveraging big data with analytic models. Located in San Diego, California, more information about Point Predictive can be found at www.pointpredictive.com. About Westlake Technology Holdings Westlake Technology Holdings is an auto and finance technology company headquartered in Los Angeles, CA with approximately $12.14 billion in assets under management. Westlake Financial (“Westlake”) originates indirect automotive retail installment contracts through a nationwide network of new and used automotive and powersports dealers. Westlake also offers loan portfolio purchasing, credit facilities and portfolio servicing through its ALPS division (Advanced Lending & Portfolio Services), www.WestlakeALPS.com; floor plan lines of credit are provided through its Westlake Flooring Services division, www.WestlakeFlooringServices.com; shared cash flow auto lending through Westlake’s wholly owned subsidiary, Western Funding Inc., a Nevada-based auto lender; indirect automotive leasing for credit unions through Westlake’s subsidiary, Credit Union Leasing of America (CULA); dealer leads and direct-to-consumer auto loans are offered through Westlake Direct; consumer title loans are offered through Westlake’s wholly owned subsidiary Loan Center, www.loancenter.com; and commercial real estate lending is offered through Westlake Capital Finance. View source version on businesswire.com:https://www.businesswire.com/news/home/20210209005160/en/ CONTACT: Dennis Behrman VP of Marketing & Growth, Point Predictive 858-227-6644 [email protected] KEYWORD: CALIFORNIA UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: PROFESSIONAL SERVICES DATA MANAGEMENT SECURITY TECHNOLOGY SOFTWARE FINANCE BANKING SOURCE: Point Predictive Inc. Copyright Business Wire 2021. PUB: 02/09/2021 09:38 AM/DISC: 02/09/2021 09:38 AM http://www.businesswire.com/news/home/20210209005160/en TAGS Local NewsBusiness Previous articleSchneider Electric Announces Launch of Wholesale Building Management Distributor ProgramNext articleWin with empathy: Collective responsibility, diversity and flexibility top priorities for US organizations in 2021, according to new Mercer study Digital AIM Web Support
Top StoriesMan Kept In 8-Months Illegal Confinement As ‘Middle Name’ Was Missing To His Name In Bail Order, Allahabad High Court Orders Release, Summons Jailer Sparsh Upadhyay19 Dec 2020 9:54 PMShare This – xRecently, the Allahabad High Court called the conduct of the Jailer/Jail Superintendent, who refused to release the applicant, Vinod Baruaar as the word ‘Kumar’ was missing to his name in bail order of the Allahabad High Court, “not only reprehensible, but also contumacious”. The Bench of Justice J. J. Munir directed the Jail Superintendent/Jailer to appear before the Court and…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginRecently, the Allahabad High Court called the conduct of the Jailer/Jail Superintendent, who refused to release the applicant, Vinod Baruaar as the word ‘Kumar’ was missing to his name in bail order of the Allahabad High Court, “not only reprehensible, but also contumacious”. The Bench of Justice J. J. Munir directed the Jail Superintendent/Jailer to appear before the Court and explain as to why appropriate departmental inquiry may not be recommended against him. The matter before the Court It was prayed before the Court that the applicant’s name, shown as “Vinod Baruaar” in the cause title of the bail application and also in the rejection order dated 04.09.2019 passed by the learned Additional Sessions Judge/F.T.C.-II, Siddharthnagar, in Bail Application No. 731 of 2019, may be corrected to “Vinod Kumar Baruaar”. It was submitted by the counsel for the applicant that despite HC’s order granting him bail on 09.04.2020, the applicant was not released from jail. In fact, the jail authorities refused to comply with the release order passed in the case, because the name mentioned in the release order was “Vinod Baruaar”, whereas that in the remand sheet, his name is “Vinod Kumar Baruaar”. On this technicality, the Jail Superintendent/Jailer flouted the bail order of the High Court by refusing to release the applicant. In these circumstances, the applicant made an application for correction of the applicant’s name to the learned Trial Judge, who refused to correct the name in the release order, contrary to the order passed by the High Court. Court’s observations Reprimanding the conduct of the Jail Superintendent/Jailer, the Court said, “This Court does not appreciate our orders being flouted with impunity. This Court fails to understand that when the applicant’s name mentioned in the bail rejection order is ‘Vinod Baruaar’, then why ‘Kumar’ must be added to the name mentioned in the bail order, in order to make it effectual.” The Court also remarked, “This kind of a trifling of mistake pointed by the Jail Authorities must invite severe punishment, unless there is a serious doubt or dispute about the identity of the applicant. That, apparently, is not the case here.” Further, the Court noted, “The sole purpose of not complying with the bail orders for all these eight months appears to be, prima facie, an obstinate attitude of the jail administration in carrying out the orders of this Court. In the process, they have deprived a citizen of his liberty, without any just or reasonable cause, since April, 2020 till date. This illegal deprivation of liberty is patently an illegal confinement and that too, during these perilous CoViD-19 times.” Lastly, the correction application was rejected by the High Court with orders that the applicant, Vinod Baruaar, with that name, be forthwith released upon a release order to be passed by learned Special Judge (Rape and POCSO Act Cases), Siddharthnagar within the time period of 24 hours. The Jailer/Jail Superintendent was directed to comply with the release order passed by the Special Judge (Rape and POCSO Act Cases), Siddharthnagar and forthwith release the applicant, without raising any objection about absence of “Kumar” to his name.[Update – An affidavit of compliance was filed by Rakesh Singh, Superintendent, District Jail, Siddharth Nagar on 08th December and he also appeared in person. He furnished the explanation for non compliance with this Court’s order.He stated in his affidavit that the “applicant has been released from prison on 08.12.2020 at 12:22 hours.”In consequence, the Court “reluctantly accepted” the delay in release of the applicant. The personal presence of the Jail Superintendent was exempted. He was “warned to remain careful in future.”]Case Title – Vinod Baruaar v. State of U.P. [Criminal Misc. Bail Application No. – 3837 of 2020] Click Here To Download OrderRead Order, Next Story