WILMINGTON, MA — The Wilmington Recreation Department’s 2019 Concerts on the Common series continued on Wednesday, July 24 with a performance from The BackTrack Band. BackTrack featured a wide selection of classic songs from the 50’s, 60’s and 70’s.Wilmington Community Television was on hand to record the event. Watch the concert the below:—Video Playerhttps://s3.us-west-2.amazonaws.com/wilmington.castus-vod/vod/video/e4284e46-2b13-475f-a4c3-bab57e34cdcc/video.original.mp400:0000:0001:34:30Use Up/Down Arrow keys to increase or decrease volume.—Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email firstname.lastname@example.org.Share this:TwitterFacebookLike this:Like Loading… RelatedVIDEO: Watch ‘Jimmy & The Jesters’ Perform A Concert On The CommonIn “Videos”Wilmington Concerts On The Common Series Continues With ‘BackTrack’ On July 24In “Community”VIDEO: Watch ‘Ball In The House’ Perform A Concert On The CommonIn “Videos”
British Prime Minister Theresa May speaks during a press conference. Photo: AFPBritish Prime Minister Theresa May on Tuesday is expected to say she favours a clean break from the European Union, dismissing a “half-in, half-out” Brexit deal with Brussels.In a highly-anticipated speech, May is likely to give further signals that Britain is heading to what analysts call a “hard” Brexit.That direction will be cheered by those who want to leave the EU, but dismay those who fear the impact on Britain’s economy.“Not partial membership of the European Union, associate membership of the European Union, or anything that leaves us half-in, half-out,” the prime minister is due to say on Tuesday, according to an extract of her speech circulated in advance to the media by Downing Street.“We do not seek to adopt a model already enjoyed by other countries. We do not seek to hold on to bits of membership as we leave,” she will add.The speech will take place late morning at Lancaster House, a central London mansion that is a showcase for diplomatic functions and major announcements.It will be dissected for every detail about May’s Brexit strategy, after months of uncertainty.May has repeated a “Brexit means Brexit” mantra-on one occasion replaced with her call for a “red, white and blue Brexit”-while claiming outlining the government’s aims in any detail would give Brussels the upper hand in negotiations.But recent indicators suggest Britain is heading towards a full break from the EU which entails leaving the single market in order to have full control over immigration.Downing Street has repeatedly said it wants to secure the best deal for the British economy while allowing for cuts to immigration.But the EU has been clear that single market access is dependent on allowing the free movement of people.The prospect of a “hard” Brexit has hit sterling.In early trading on Monday, the British currency plunged to $1.1986, its lowest level since October’s “flash crash” that had sent it to a 31-year low of $1.1841. It clawed back some of its losses by early afternoon, to $1.2047.Trump and trade dealBritain’s Finance minister Philip Hammond adopted a tough line on Sunday, warning that Britain might undercut the EU economically in order to remain competitive if it faces EU tariffs.Hammond said he wanted Britain to remain a “recognisably European-style economy with European-style taxation systems, European-style regulation systems.”However, London would have to change course “if we are forced”, in order to “regain competitiveness”, he told Germany’s Welt am Sonntag newspaper on Sunday.In recent weeks, May raised the possibility of a transitional deal with Brussels to ease Britain’s departure from the bloc, a position supported by Bank of England governor Mark Carney.Britain’s post-EU prospects were given a verbal boost on Sunday by US President-elect Donald Trump, who said he favoured a quick trade deal with the UK.But a fast-track bilateral deal with Washington will be difficult in practical terms.Under EU rules Britain cannot sign trade deals with third party states until it is formally outside the bloc, a position which does not change despite the UK voting to leave.A two-year negotiating period is foreseen in EU legislation for any country choosing to leave the 28-member bloc, a process which starts by triggering Article 50 of the EU’s Lisbon Treaty.May has promised to formally launch Brexit talks by the end of March and the EU’s chief Brexit negotiator Michel Barnier has said there should be an agreement in place ahead of the European Parliament elections in 2019.But even if the prime minister’s plan outlined on Tuesday wins widespread support, legal challenges could still scupper her Brexit timetable.Britain’s Supreme Court is due to rule later this month on whether May must seek parliamentary approval before triggering Article 50, which could delay the start of Brexit negotiations.
Interpreting the data collected from volunteers’ own smartphones — which has the potential to emulate randomised trials — can boost research into human behaviour, finds a new study.Fani Tsapeli from the University of Birmingham, and her colleague and Mirco Musolesi from the University College London used user-generated data, harvested from their phones to evaluate the cause of increased stress levels of participants. Most of the earlier research works relying on smartphones focused on detecting factors in the features extracted from smartphone data. But that pure correlation analysis did not provide for a sufficient understanding of human behaviour. Also Read – ‘Playing Jojo was emotionally exhausting’Therefore, the study authors tried to identify factors that could be at the root cause of issues revolving around health and well-being.In this study, the authors used data from a research project at Dartmouth College, Hanover, US, called StudentLife. It included information on participants’ location taken from raw GPS data, which helped determine whether they were working or socialising.Also included was data on activity levels, like running, walking or travelling on public transport, inferred from participants’ raw accelerometer data. Also Read – Leslie doing new comedy special with NetflixThey found that exercising and spending time outside the home and working environment have a positive effect on participants’ stress levels. By contrast, they found that reduced working hours only slightly impact stress. The conclusions cannot be extended to the general population due to the small sample size. But the approach has been validated and shows great promise for further studies.The study was published recently in EPJ Data Science.
February 22, 2011 11 min read Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global This story appears in the March 2011 issue of . Subscribe » You know the clunky, unsightly cash register occupying all that real estate in your place of business? Say goodbye. It’s now a paperweight–a fossil, a relic of a bygone era where cash and plastic reigned supreme. The future of point-of-sale transaction processing lies in the mobile phone, the one thing your customers carry with them wherever they go–the one thing they absolutely never leave home without.Merchants have heard this prognostication before, of course. Pundits have forecasted the emergence of mobile wallets for roughly a decade. The tech sector has promised–but failed to deliver–a secure, alternative payment system that would accelerate the transaction process, increase customer spending and streamline operations. The kind of system that would be a godsend for verticals like quick-service restaurants and convenience stores. But mobile commerce always failed to take off.This time, though, things look different. (Really.) For starters, consumers are showing far more interest in making purchases using their mobile devices. Close to half of U.S. smartphone owners have either used their devices for mobile shopping or plan to do so in the imminent future, according to a survey conducted by ABI Research. Americans spent more than $3.4 billion on mobile shopping in 2010, up from $1.9 billion the previous year, the report says–and it predicts that online shopping will yield $163 billion in worldwide sales by 2015, representing 12 percent of total global e-commerce turnover.Credit the growth in part to exploding smartphone penetration. More subscribers than ever now carry the kind of cutting-edge devices necessary to make payments on the go.Sales of smartphones like Apple’s iPhone and handsets running Google’s Android mobile operating system represented 45 percent of all new U.S. mobile device purchases in November 2010, according to The Nielsen Company. Smartphone users now make up 31 percent of the total American wireless subscriber segment.The companies that provide mobile service are going all in on mobile commerce, too. Three of the four largest U.S. mobile operators are joining forces to launch Isis, a nationwide mobile transaction network rolling out with support from the likes of Discover Financial Services and Barclaycard US that promises to dramatically streamline the way businesses accept mobile payments. And a wave of other mobile payment options is emerging that will further simplify and secure shopping across the digital sphere.But consumer demand for mobile commerce and investment by the mobile industry mean nothing if retailers, restaurateurs and other small business owners don’t also commit to a mobile payment environment. And those businesses are poised to reap the greatest rewards. Beyond boosting transaction speed, security and convenience, mobile commerce also can create new opportunities for customer interaction–like coupons, promotional offers, appointment reminders and other incentives.Read on to learn about the innovation that will usher your business into the m-commerce era.The formation of Isis heralds a new age of payment options for merchants and consumersBuy and CellThe formation of Isis heralds a new age of payment options for merchants and consumersIn a sense, Isis is itself a startup that is helping make mobile commerce a reality for small businesses everywhere. It happens to have some heavyweight help behind it–which is why Isis has such a tremendous chance at succeeding.Isis is a nationwide mobile commerce network spawned in late 2010 that has the potential to connect 200 million wireless subscribers across the country with merchants equipped to accept mobile payments from their customers. It can do that because Isis is backed by Verizon Wireless, AT&T and T-Mobile USA–three of the four largest U.S. mobile operators in the U.S.Isis CEO Michael Abbott”There have been a lot of science experiments in this space, but you need scale and commitment to truly ignite innovation,” says Isis CEO Michael Abbott, a financial services veteran who was chief marketing officer of GE Capital before he signed on to helm Isis. Abbott calls his company “kind of a startup, but with three huge partners.””Merchants need to know that mobile payments are here,” he says. “We’re giving them the scale and commitment necessary to move forward.”The service Isis offers is simple: It will allow consumers to make purchases by swiping their microchip-equipped smartphones at corresponding reader units located at participating retailers. The process relies on something called near field communications, or NFC, which enables secure communications between two electronic devices in close proximity (about 4 inches apart).Isis also is building out its contactless payment platform in collaboration with Discover Financial Services, whose payment network is accepted at more than 7 million merchant locations nationwide. Few startups get a better start than that.The future of Isis hinges on building out NFC’s retail footprint and mindshare. Abbott welcomes the challenge.”I like to take raw materials to mold and create new things,” says the one-time electrical engineering student at Columbia University, who dedicates his free time to woodworking. “The idea is to bring [Isis] to every phone, and to give something to consumers that simplifies their lives. For that to happen, we have to be open to all merchants, all wireless carriers and all banks. That means we need a standard everyone can use. NFC technology is nothing new–there’s nothing that needs to be reinvented. [Point-of-sale] terminals and readers are already in stores.”Isis isn’t the only entity backing near field communications to connect merchants and customers. Handset maker Nokia has pledged to support NFC in all new smartphone models introduced this year. And Google announced late last year that NFC integration is included in the updated version of its Android mobile operating system.Research firm iSuppli anticipates worldwide shipments of mobile devices with built-in NFC capabilities will increase to 220.1 million units in 2014, up from 52.6 million in 2010. Perhaps most significant, contactless readers are already deployed in more than 100,000 U.S. merchant locations across the U.S.”The consensus in all markets is that contactless payments are going to evolve over NFC,” says James Anderson, vice president of mobile for MasterCard. “People believe that’s the right technology.”Isis is slated to roll out consumer trials in key geographic markets this year and into 2012. Barclaycard US is expected to be the first issuer on the network, offering multiple mobile payment products.But Abbott is already thinking far past mobile payments. In his mind, Isis will not only render cash, credit and debit cards obsolete, but also allow merchants to replace loyalty cards, coupons, event tickets and transit passes.Big Moves For Small PaymentsDon’t be fooled. Just because they’re called micropayments doesn’t mean the revenue opportunity is insignificant.Perhaps no company has made more real money selling virtual goods than social gaming giant Zynga, which reports that in-game digital transactions–for example, crops and livestock purchased by FarmVille players–account for roughly 90 percent of its annual revenues, a windfall of about $450 million in 2010.Zynga’s breakout success is all the more remarkable given the struggles that have long faced traditional publishers and media providers looking to monetize their content on the web. It’s been a different story on mobile phones, however. The days when subscribers routinely forked over a few bucks for a 15-second monophonic ringtone are over. In the current smartphone era, half of all iPhone owners download a premium application to their device each month. Mobile subscribers consistently exhibit their willingness to make small, impulse purchases on the go–a trend buoyed by the simplicity and efficiency of charging the transaction to their monthly wireless bill.New payment options that create viable alternatives to traditional cash and credit transactions will make mobile micropayments even easier. In late October, AT&T launched a mobile payment trial enabling its 93 million U.S. subscribers to charge music, movies and virtual goods directly to their monthly bill by entering their mobile number instead of their credit card or PayPal account information. AT&T rolled out the program in partnership with no fewer than three rival mobile payment solutions startups: BilltoMobile, Boku and Zong.”Isis is not just about putting mobile payment services on your phone, but delivering one simple, integrated solution that brings all your paper and plastic together,” he says. “We can create value in a lot of ways. For example, when you leave a store, a merchant can send a promotional offer to your phone, and it’s sitting there the next time you come back. It’s going to be a lot of hard work, but we have the scale and the support to finally catalyze the market.””Mobile payments enable you to reach a segment you can’t reach with credit cards and PayPal,” says Ron Hirson, Boku co-founder and senior vice president of marketing and business development. “Customers don’t always know their credit card information, but with Boku, you only have to enter your 10-digit mobile number. Mobile also allows you to reach people who can’t pay any other way, especially in emerging markets. Now merchants can sell to people they couldn’t before.”How many more people? Consider that there are roughly 177 million credit card holders in the U.S., compared with about 293 million wireless subscribers nationwide, or roughly 93 percent of the total American population. With international wireless subscribers surpassing the 5 billion milestone in late 2010, it’s no surprise that the global mobile payments market–including purchases of digital and physical goods as well as money transfers and point-of-sale transactions–is expected to explode from $170 billion in 2010 to almost $630 billion in 2014, according to Juniper Research.That growth depends on a solution that makes sense for consumers, mobile providers and merchants alike. Although the AT&T trial will go far in separating the contenders from the pretenders, on paper BilltoMobile, Boku and Zong offer similar solutions.BilltoMobile inked a deal with Verizon Wireless last March (between that and the AT&T partnership, the startup now has access to 65 percent of U.S. wireless subscribers). BilltoMobile’s Direct Mobile Billing service offers a secure two-step payment process requiring only seconds to complete: To make an online buy, consumers select BilltoMobile as their payment option, choose their wireless carrier and enter their mobile number and ZIP code. BilltoMobile transmits a pass code via text message, and once the code is successfully entered in the transaction window, the purchase is complete.”We provide a financial-grade system to the carrier, leveraging their existing billing model,” says Jim Greenwell, BilltoMobile president and CEO. “We’re not going to displace credit cards. Our model is about offering digital merchants greater incremental revenue.”Zong’s international operator partners include T-Mobile, Vodafone, Orange and O2. The firm is also the mobile payments provider for Facebook Credits and other social gaming and digital platforms. Like BilltoMobile, its solution incorporates a PIN code to authenticate a transaction.”The most important thing to a consumer is convenience,” says David Marcus, Zong founder and CEO. “That’s why we’re focused on mobile–there’s an enormous opportunity to increase convenience.”Boku–which boasts partnerships with 220 mobile providers in more than 60 countries–tweaks the formula: Instead of a code, consumers reply with a “Y” for “Yes” in response to its text-based purchase authorization. “What we’re doing doesn’t require consumers to upgrade their phone,” Hirson says. “We reach everyone on the web.”AT&T’s commitment to nurturing mobile micropayment options extends beyond marketing the BilltoMobile, Boku and Zong services. In conjunction with the partnership, the operator also agreed to reduce its cut of transaction revenues. In the past, carriers often claimed between 40 percent and 50 percent of digital media sales billed on their networks; terms of the AT&T deal are unknown (the company declined an interview request) but are said to be substantially more favorable to its technology partners and merchants. (BilltoMobile, Boku and Zong all take a small transaction fee on each purchase as well.)The growth of mobile micropayments depends on everyone in the value chain continuing to work together, BilltoMobile’s Greenwell says. After all, everyone stands to gain.”For now the focus is on digital goods, and from there it will move to nondigital goods. Eventually, mobile will evolve as a second-nature payment mechanism for all transactions under $100,” he says. “There’s nothing magical about this. It’s a simple model that benefits everyone. It’s beautiful in its simplicity.” Growing a business sometimes requires thinking outside the box. Register Now »
Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Finding an app developer isn’t that tough these days, it’s finding just the right one for your business that can be tricky. As someone who has built an app development company and worked with clients across industries on their apps, I can tell you that finding the right partner is more important than saving a few hundred or thousand dollars in building your product. The right partner can add value in more ways than just development, which will help you maximize revenues for your app business.Let’s get started with what you should look for in an app developer to make the right decision for your app business.1. Look for a developer interested in your business, not just the development. A good development company should be able to not only guide you through the process of development, but also give you creative input based on their experience with similar apps.The good ones know what works and what doesn’t on the app store because they’ve worked with many clients.2. Assess their portfolio. A good developer must also have excellent U/UX skills. When looking at their portfolio, keep an eye out for beautiful looking apps with excellent user interfaces. Sixty percent of your application is about how a user interacts with it.3. Check client references. Look for developers who will readily extend client contact information so that you can get real feedback on their company.4. Choose someone you can build a relationship with. Mobile app development is not a one-time activity. Apps have to go through many evolutions and cycles based on constant user feedback. Look for a developer who will stick with you through the lifecycle of the product and not abandon ship once the initial development is done and the app is hosted.5. Don’t let price drive you. Do not, and I repeat, do not select a development partner based on a price quote. You need a great product, not the cheapest product.Every startup or entrepreneur has a budget. But often the lowest cost option can turn out to be more expensive in the long run, if, say, for example, it’s necessary to redo the app with another developer because it didn’t turn out as expected.6. Think of the whole package, not just the coding. Building an app is not just about coding. It’s also about creating a functional design and thinking about the user experience. Do not select an independent developer unless you already have access to a team who will perform the rest of the functions such as design, usability and testing. 7. Make design a top priority. How a website or an app looks is as important as how it works. Go a step further and look at partners who can add value to the usability aspect of your website or mobile app, which will define how users interact with your product.Focus on the right aspects of your business and you’ll have a better shot at choosing the right app developer. It’s an important decision. The realization of your vision is often in your developer’s hands. Choose wisely. November 12, 2013 3 min read Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals Opinions expressed by Entrepreneur contributors are their own. Register Now »
An error in Uber’s systems on Wednesday led to people being charged 100 times what their ride should have cost. One user was charged $2,053 dollars on a ride that should have cost $20.53.The problems first surfaced in Washington, D.C. and San Diego but have since been reported as far afield as Paris. Similar issues have been reported for the UberEats service. Some customers received alerts from their banks about the charges or had their credit cards put on hold.Uber says the issue has been resolved and apologized for the problems caused, reports the Washington Post: “We understand that this has been frustrating. There was a known issue that caused your authorization hold to be very high. Our team has already fixed this issue. Thank you so much for your patience.”The inflated fares will be corrected to the right amount, so customers don’t need to call their bank to dispute the charges. However, the charges will continue to appear on credit card or bank statements “temporarily.”However, customers aren’t happy about the charges or about Uber’s lackluster customer service response:S/o to @Uber for the $1,400 charge on my account and shit for customer service. A phone number would be easier than Twitter don’t you think @Uber @Uber @Uber— Ceej (@cjlaiche) July 17, 2019Trying to find a number to call @Uber to dispute a charge of $1027. Apparently there is a “blue icon” in the app to contact 24/7 support but here I can’t see the icon nor can I a find a number to call @uber. Please look into this matter ASAP! #uber pic.twitter.com/sDSNiFiwx3— Parth Khadilkar (@ParthKhadilkar1) July 17, 2019WTF @Uber @Uber_Support a 1791.00 pending charge? How can a company this big not have an actually help desk number to call someone? pic.twitter.com/IfjlVpHUjR— Philip Cronin (@chitownphil) July 18, 2019 2 min read This story originally appeared on Engadget Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals July 18, 2019 Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Register Now »